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SPECIAL SECTION: Last-minute tax guide
Our 2010 tax guide is filled with all the money-saving, file-organizing tips from MCT and Kiplinger that your readers will need as they prepare to file their taxes. There is also advice on choosing a tax preparer, planning for next year's taxes and more.
There are 24 items in this package.
Tax countdown
300 dpi Samantha Gowen illustration of an alarm clock with federal income tax Form 1040 superimposed on it.
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Tax Prep: Four easy steps to get organized now
Tax day is just eight weeks away. Here are four steps you can get done before lunch this weekend _ and still have time to catch a movie: 1. 2. 3. 4. ___ ___ 2010, www.couponSeven.com. Distributed by McClatchy-Tribune Information Services.
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ILLUSTRATION: Homebuyer tax credits
300 dpi Rick Nease color illustration man turning a house upside-down to shake out tax breaks; can be used with stories about tax credits for new home buyers.
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First-time Home buyers
Tom Simon and his fiance, Tera Caldwell, put a clock on the kitchen wall at their home in Raleigh, North Carolina, Sunday, September 27, 2009.
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Homebuyers rushing to get tax credit before it's gone
PHILADELPHIA _ Liv Mansfield is racing the clock, hoping to find and settle, or at least sign a purchase agreement, on a townhouse before the $6,500 tax credit for qualified repeat home buyers expires April 30.
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Tax credits could cause headaches on 2009 return
DETROIT _ This year you absolutely must fill out your federal income tax return before deciding how you're going to spend your refund. Why? "It's an odd computation," said James Jenkins, president of Jenkins & Co., a tax firm in Southfield, Mich.
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Your tax refund is a waste of money
If you are feeling proud of the tax refund you snared after a weekend of working on taxes, I have some bad news for you. You might have blown it. Why? When you get a refund, it means you paid too much in taxes throughout the previous year.
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Making better choices on spending your tax refund
Everybody seems to have some advice about how to spend your tax refund.
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IRS tax credit rewards savers with low incomes
If you can barely scrounge up enough cash to pay the bills, saving for retirement might be relegated to your good-intentions list.
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Which tax form to use
For some taxpayers, tax time is easy -- as in EZ. You can use Form 1040EZ if you are single or married with no dependents; you have taxable income of $100,000 or less; and you are under age 65. In a pilot project this year, California residents can file their simple federal and state tax forms from an iPhone. The Long and Short of It.
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Use 2009 tax return to guide your 2010 financial strategy
The future is now. Examine what went right and wrong as you determine your next tax and investment moves.
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ILLUSTRATION: Tax credit for homeowners
300 dpi Gabi Campanario illustration of Uncle Sam holding a scissors and cutting a home with a dollar sign inside in half; with stories about tax credit cuts for homeowners.
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Standard deduction will be higher for many taxpayers
American taxpayers, if you believe in stereotypes, are scurrying around this time of year, rummaging shoeboxes for receipts and other paperwork to support itemized tax-deduction claims.
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When it pays to itemize
The standard deduction on 2009 tax returns is more generous than in the past, but involves more paperwork to claim the additional tax breaks.
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Tax rules for claiming dependents
The Great Recession took a toll on many American households as families turned to one another for financial support. Say, your son can't find a job after graduating from college last spring and he moved back home.
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New credit, new paperwork
You probably received the benefit of the Making Work Pay Credit in the form of reduced payroll tax withholding last year. And if your income or filing status makes you ineligible for the credit, you'll have to give it back. Self-employed workers, who usually file estimated tax payments each quarter rather than having taxes withheld from their paychecks, are also entitled to the credit.
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Fund an IRA, cut your taxes
As you tackle your 2009 tax return, make sure you haven't overlooked one of the best ways to cut your tax bill and secure your future -- funding a traditional IRA. You can make a 2009 IRA contribution up until the time you file your tax return, due April 15, 2010. The IRA deduction is an "above the line" adjustment to income, meaning you don't have to itemize your deductions to claim it.
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How to hire a tax pro
My sister recently sent me an e-mail asking whether she needed to hire someone to prepare her taxes because she had self-employment income in addition to her regular pay.
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Oddball tax deductions
Okay, admit it: As you've struggled with your tax return, trying to come up with some extra deductions to pump up your refund or reduce what you owe Uncle Sam, you've taken a few flights of fancy.
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Tax break for new wheels
What's better than that new-car smell? The smell of money! And you'll get to enjenior Editor...
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ILLUSTRATION: Home tax credit
300 dpi Rick Nease color illustration of fishhooks lowering tax credits to eager home buyers.
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Graphic: Tax refund loans are costly
Graphic explains refund anticipation loans, or RALs.
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Tax time illustration
300 dpi Samantha Gowan color illustration of sand flowing through a tax-form hourglass.
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Lifestyles & Cultures
Lifestyles & Cultures American; USA; United States of America; bills; bundles; cash; currency; denominations; money; nobody; objects; pile; stacks; still life; studio.
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